Online Loans Canada
Borrow From $500 to $35,000
See My Credit Score For FreeFast
Get quick 24/7 online payday loans in Canada with very little effort, simply complete our fast online form to get the cash now! We offer short-term loans like payday loans and medium to long-term loans like our installment loans.
Easy
Your credit history doesn’t need to be perfect, getting approval isn’t difficult as long as you have a steady source of income, your age is 18 or over, and have a valid bank account, our service won’t affect your credit score either. Get your online no credit check Canada payday loan now!
Secure
Private Loan Shop respects your privacy and protects your personal information, our secure website uses the latest cutting-edge security to ensure quality online security for our clients.
Accessible
All you need are a few minutes to be on your way to getting an instant online payday loan or installment loan. Complete the online form now using either your mobile phone, tablet, or computer.
Payday Loans
Need money fast with same day loan approval? Just, decide how much money you need to borrow and complete our quick and simple online application form. When it comes to online payday loans in Canada, we have a reputation for helping thousands of people successfully get the cash they need quickly and easily. Our reliable support team is always available to answer your questions, you’ll never be without cash again in difficult or emergency situations.
Get your money now!
Personal Loans
We now provide you the option of a Personal Loan, you can borrow up to $35,000 to pay for large purchases, you may want to take a vacation, pay for your wedding expenses, grow your business or do some home improvement renovations to your house, whatever it is you need money for we are here to help you with a simple personal loan pre-approval, apply now using the button below.
Installment Loans
Private Loan Shop helps you get fast cash loan which can be paid off over a longer-term, these loans are called installment loans, get a hassle-free online loan with us today! Applying will not affect your credit score unlike other online loan websites, we find you a suitable lender without needing to fill in multiple application forms on different websites. Our installment loans can be deposited into your bank account the next business day and qualifying for a loan is very simple!
Cash Loans
Do you need a cash loan? We can provide you with a Cash Loan from as small as $500 up to $35,000 so you can pay off those bills or buy something for yourself! Pay it off over a term that suits your income level and payment schedule. Apply online with us and you have the option to choose the best suitable cash loan, get a pre-approval now by applying with us.
Business Loans
Typically, small and medium-sized start-up businesses require extra capital initially to ensure smooth operations. This situation is not unique to any specific kind of business and happens to all new companies that lack financially wealthy owners. Whether it is to help with the acquisition of plant and machinery, lease rentals, or employee prepayments, correcting unduly high negative cash flow balances, or any other of the many business leeches; taking loans becomes essential. Private Loan Shop offers business loans in Canada at extremely low rates with 99% guaranteed approval.
Bad Credit Loans
Do you have bad or no credit but desperately need a payday loan? We’ve got great news. No matter what your credit score looks like you can still get a loan in under an hour. We don’t judge our borrowers based on their past. We focus on their ability to repay in the present. That’s why we approve almost everyone because we don’t focus on your credit history. The only time we decline applicants is if they don’t have a steady source of income or if some details entered on the loan form are incorrect. If you need a fast payday loan with no credit check complete our online form now. Click below for more reasons to borrow from Private Loan Shop and for our no credit check payday loans requirements.
Our Customer Reviews
Sam Henderson
“I needed to buy school books but I wasn’t going to get paid for another two weeks. I got a fast payday loan and a credit card so I could purchase my books online immediately and have a backup for next time with the credit card.”
Edmonton, AB, Canada
Candice Maynard
“I used to apply for payday loans with one website but since using Private Loan Shop I haven’t looked back, other sites make you wait for approval and do credit checks, plus private loan shop are open 24 hours a day, I’ll be back for sure!”
Mississauga, ON, Canada
Jamie Morrow
“Private Loan Shop managed to get me an online payday loan even though my credit score was really bad! The online service was quick and painless so I’d recommend them to anyone who needs a cash loan fast!”
Toronto, ON, Canada
Getting Started
If you have full or part-time employment, a valid Canadian bank account and are at least 18 years old you can get an online payday loan today. It doesn’t take long to apply and no faxing is required. Simply fill in the quick online application and that’s it! To learn more about our loan services please the FAQ section below.
Frequently Asked Questions
What is a Payday Loan?
A payday loan is a short-term loan which is typically re-paid within a 7-30 day time period. The purpose of a payday loan is provide you with quick and easy access to your pay check before its regularly scheduled pay date. Anyone over 18 years of age who holds employment and a valid bank account can qualify for an online payday loan.
What is Required?
To get an online payday advance you need to be over 18 years of age, employed and earning at least $1,000 per month. You’ll also need a valid bank account.
Are There Late Fees?
If you’re going to be late repaying your loan make sure to contact a representative in advance to avoid unnecessary fees. A late payment incurs late fees.
How Does it Work?
An online payday loan is easy to obtain. Simply complete the 3 minute online form and click submit. Your decision will be automatically generated and you’ll usually have your funds within 24 hours. All you’ll need is your bank account details, employment and personal information to complete the online loan application.
When Will I Get My Loan?
Online payday loans are usually available to the borrower within 24 hours but it can take as long as 48 hours depending on your application.
How Much Can I Borrow?
You can borrow from $500 and up to $50,000 with our personal loan or car loan option, the amount you can borrow also depends on your income amount.
Is Bad Credit Accepted?
Payday loans differ from bank loans in that loan approval doesn’t depend solely on your credit rating. Payday lenders approve loans based on a persons ability to repay rather than on their past financial history. That means, you can get an online payday loan with poor or no credit as long as you have a steady source of income.
How Do I Get My Cash?
Your payday loan will be issued via Interac Email Money Transfer or direct deposit to your bank account.
Are We Open 24/7?
We’re open 24 hours a day, 7 days a week for your payday loan needs. We’re even open on holidays.
Loan Disclaimer
Whether you need a loan in Canada or in the USA you should always be informed about the lender you select. Transparency is key when selecting a cash advance company to borrow money from. This disclaimer is for educational uses only and should not be considered legal advice. Private Loan Shop has no official government affiliation but complies with both provincial and federal laws in Canada and the United States.
The APR | The Annual Percentage Rate is the actual rate at that your online loan accrues and is based entirely upon a group of factors, including but not limited to the amount and interest attached to your loan, the term, repayment amounts and the payments schedules. Only the approving lender may give you your loan terms. By law, in Canada and the United States, the payday lender must provide the APR before you enter into any loan agreement. The owner/operator of this site is not a payday lender, loan broker or agent for any lender or loan broker. We do not have access to the particulars of your loan. Private Loan Shop facilitates the communication between yourself and eligible lenders.
The Implications of Non-Payment | In the case that you do not repay your loan on or before the loan due date, your loan will be considered “delinquent” and will be subject to a fee defined by the lender. In addition, your bank will charge you an NSF (non sufficient funds) fee for the failed item. The rate of interest will continue to grow on the unpaid balance. In the event that you fail to repay your loan you will not be allowed to borrow from the lender again until you have paid of the balance in full. Only reputable collection agencies that comply with all lawful collections practices are employed and the customer’s credit rating may be negatively impacted if payment is not made in a timely fashion.
Collection Practices | Private Loan Shop collects information about you by and through your access to and use of this website and through your use of the Company’s referral services (“Company’s services”). Some of the provided information is collected through your submission of information when you submit your information on the Site. Any use of our services is entirely voluntary, and you are not required to provide any information to us unless you so choose to.